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Short-term rentals (STRs) in Westchester County, New York, are legal but heavily regulated at both the state and local levels. In this region, these rentals are commonly referred to as "short-term rentals" or "vacation rentals." The New York State Multiple Dwelling Law primarily governs them, allowing STRs only in owner-occupied properties for a minimum of 30 consecutive days, unless the permanent resident is present during the rental. Local municipalities have established additional regulations, often requiring permits and safety inspections, with communities like New Rochelle restricting rentals to owner-occupied units. Westchester County's market caters more to tourists due to its proximity to New York City, making urban settings like White Plains, New Rochelle, and Yonkers particularly attractive for STRs, while rural areas see success with cabins and larger homes. The area is characterized by a complex regulatory landscape and local enforcement varies, with some towns actively monitoring compliance. Property owners must also register to collect taxes, including a total occupancy tax rate of approximately 8.375%, which encompasses local and state taxes. For regulatory inquiries, the Westchester County Department of Planning oversees these matters, while individual towns handle specific regulations. For more information, visit Westchester County Department of Planning and check the specific municipal codes.
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